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A card machine on your phone, with no rental and no monthly fee

Your customer taps their card and pays in full or in up to 12 installments. The money lands in your Max account instantly.

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How to turn your phone into a card machine

  1. Open the Max app

    Tap Sales, then Charge by tap.

  2. Enter the amount and pick the installments

    In full or in up to 12 installments. You choose whether to pass the fees on.

  3. Your customer taps their card

    Sale approved and the receipt sent to them.

Choose when to get paid

Why wait? With MaxTurbo, the money from the sale lands in your account instantly!

MaxTurbo (instant)

With MaxTurbo on, the sale lands within minutes, even when the customer pays by card.

Credit, single payment
5.99%
Credit in 12 installments
18.79%
Pix
free

Next day

The money lands the day after the sale.

Credit, single payment
3.15%
Credit in 12 installments
12.40%
Pix
free

In 30 days

The money lands 30 days after the sale.

Credit, single payment
3.05%
Credit in 12 installments
12.29%
Pix
free

See the full table or Understand MaxTurbo

Accepted cards

Visa, Mastercard, Elo and Amex, all at the same fee. Your customer pays by tapping their card, phone or watch.

Visa Mastercard Elo American Express
Apple Pay Google Pay Samsung Pay
Pix free

Cards, phone, watch and free Pix in your Max account.

Is my phone compatible?

It needs NFC, the same technology behind contactless payments.

How do I know if my phone has NFC?

Android

Android 10 or newer, with NFC.

  1. Open Settings.
  2. Search for “NFC”.
  3. If it shows up, turn it on. Done.

On most Samsung, Motorola and Xiaomi phones, NFC is under Settings > Connections or Connected devices. If it doesn't show up, the phone doesn't have NFC.

iPhone

iOS 16.4 or newer.

On iPhone, NFC is always on and doesn't show up in Settings. There's nothing to turn on.

See how it works on iPhone

What a card machine on your phone is

It's when your phone, using NFC technology, works as a card machine. Your customer holds their card, phone or watch against the back of your phone and the payment is approved in seconds.

Which is better: your phone or a physical card machine?

With a card machine on your phone, there's nothing to buy, rent or carry. It's the phone you already have, ready to sell.

Card machine on your phone Physical card machine
To get started R$ 0: uses the phone you already have Buy or rent the device
Where you sell Anywhere Wherever the machine is
Monthly fee None Monthly rental, on many models
What to carry Just the phone you already have One more device, with a battery to charge
Sale receipt in the Max app

As safe as a physical card machine.

  • Card data is encrypted
  • Nothing is stored on your phone
  • Digital receipt for your customer
  • Payment institution authorized by the Central Bank of Brazil

Frequently asked questions

What is the Max card machine on your phone?
It's when your phone works as a card machine, using NFC. Your customer taps their card, phone or watch and the payment is approved in seconds.
How do I charge with my phone?
Open the Max app, enter the amount, choose in full or in installments and ask your customer to tap their card on your phone.
How do I accept card payments on my phone?
With a Max account and a phone with NFC, you accept contactless credit. The money lands in your Max account.
Do I need a CNPJ?
No. Max accepts CPF and CNPJ, including MEI.
Does the Max card machine on your phone have a monthly fee?
No. No monthly fee, no rental and no sign-up fee. You only pay when you sell.
Is the Max card machine on your phone safe?
Yes. Card data is encrypted and nothing is stored on your phone. Max is a payment institution authorized by the Central Bank of Brazil.
Does my customer get a receipt?
Yes. Every sale generates a digital receipt, sent to your customer.
When does the money from my sales land in Max?
Instantly, with MaxTurbo turned on in your Max account. If you prefer, you can also get paid the next day or in 30 days.
Is there a minimum amount to sell with the card machine on your phone?
Sales start at R$ 1.
Does the card machine on your phone work without NFC?
No. Contactless payment needs NFC on your phone.
Do I need to turn on NFC on iPhone?
No. On iPhone, NFC is always on. You just need iOS 16.4 or newer.
Does the Max card machine on your phone accept debit?
Not yet. Contactless debit is coming soon. Today you sell on credit, in full or in up to 12 installments.

Make your first sale today!

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No rental. No monthly fee. Sell from R$ 1.

Questions? Message us on WhatsApp!

Get the Max app

Available for iPhone and Android.

Download on the App Store Get it on Google Play

Have questions first?

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