A card machine on your phone, with no rental and no monthly fee
Your customer taps their card and pays in full or in up to 12 installments. The money lands in your Max account instantly.
How to turn your phone into a card machine
Open the Max app
Tap Sales, then Charge by tap.
Enter the amount and pick the installments
In full or in up to 12 installments. You choose whether to pass the fees on.
Your customer taps their card
Sale approved and the receipt sent to them.
Choose when to get paid
Why wait? With MaxTurbo, the money from the sale lands in your account instantly!
MaxTurbo (instant)
With MaxTurbo on, the sale lands within minutes, even when the customer pays by card.
- Credit, single payment
- 5.99%
- Credit in 12 installments
- 18.79%
- Pix
- free
Next day
The money lands the day after the sale.
- Credit, single payment
- 3.15%
- Credit in 12 installments
- 12.40%
- Pix
- free
In 30 days
The money lands 30 days after the sale.
- Credit, single payment
- 3.05%
- Credit in 12 installments
- 12.29%
- Pix
- free
Accepted cards
Visa, Mastercard, Elo and Amex, all at the same fee. Your customer pays by tapping their card, phone or watch.
Cards, phone, watch and free Pix in your Max account.
Is my phone compatible?
It needs NFC, the same technology behind contactless payments.
How do I know if my phone has NFC?
Android
Android 10 or newer, with NFC.
- Open Settings.
- Search for “NFC”.
- If it shows up, turn it on. Done.
On most Samsung, Motorola and Xiaomi phones, NFC is under Settings > Connections or Connected devices. If it doesn't show up, the phone doesn't have NFC.
iPhone
iOS 16.4 or newer.
On iPhone, NFC is always on and doesn't show up in Settings. There's nothing to turn on.
See how it works on iPhoneWhat a card machine on your phone is
It's when your phone, using NFC technology, works as a card machine. Your customer holds their card, phone or watch against the back of your phone and the payment is approved in seconds.
Which is better: your phone or a physical card machine?
With a card machine on your phone, there's nothing to buy, rent or carry. It's the phone you already have, ready to sell.
| Card machine on your phone | Physical card machine | |
|---|---|---|
| To get started | R$ 0: uses the phone you already have | Buy or rent the device |
| Where you sell | Anywhere | Wherever the machine is |
| Monthly fee | None | Monthly rental, on many models |
| What to carry | Just the phone you already have | One more device, with a battery to charge |
As safe as a physical card machine.
- Card data is encrypted
- Nothing is stored on your phone
- Digital receipt for your customer
- Payment institution authorized by the Central Bank of Brazil


